We trust open enrollment is off to a smooth start for your team and members. It has come to our attention there is some confusion around calculating the Short Term and Long Term disability rates. We have updated the language* on the Member Website well all digital guides. To further assist, we have created a calculator to assist members in estimating the correct rate. The calculator can be found on the member’s website or by using the direct link below.

• Disability Rate Calculator: https://wv.fbmcbenefits.com/disability-rate-calculator/
• Benefits Coordinator Website (Includes Updated Guide and Important Dates): Link
• Benefits Explorer Site Includes Rate Calculator and Updated Guide: Link

Disability Guide Page Updates:

*On page 11, the Short Term Disability weekly minimum benefit was corrected from $15 to $25

*On page 12, the Long-Term Disability rate worksheet was updated to reflect the monthly salary