Rate Calculators
Use the spreadsheets below to calculate LTD & STD rates.
2025–2026 Plan Year
Disability Rate Calculators
Estimate your short-term and long-term disability deductions per payroll.
Important: These estimates use 2025–2026 plan-year rates. Actual payroll deductions and approved benefits may vary. Review your enrollment materials before making a benefit decision.
This calculator provides an estimate only and does not guarantee coverage, eligibility, benefit payment, or final payroll deduction.