When you, your spouse or child is diagnosed with a covered condition, you can receive a cash benefit to help pay unexpected costs not covered by your health plan. It also helps cover related expenses like lost income, child care, travel to and from treatment, deductibles and co-pays.

Accident Insurance helps protect your finances after a mishap. When you, your spouse or child has a covered accident, like a fall from a bicycle that
requires medical attention, you can receive cash benefits to help cover the unexpected costs.

Hospital Indemnity Insurance helps protect your finances if you, your spouse, or child experience a hospital stay. You can receive money to help pay unexpected expenses like lost income, child care, deductibles & copays.

A Flexible Spending Account (FSA) lets you pay for eligible expenses with tax-free money. You contribute to an FSA with pretax money from your paycheck each pay period. This, in turn, may help lower your taxable income. There are 3 types of FSAs available to you:

• Healthcare FSA – Helps pay for qualifying medical expenses not covered by insurance (co-pays, deductibles, prescription costs, etc.)
• Limited Healthcare FSA – Similar to Healthcare FSA, but ONLY usable for Dental & Vision expenses. NOTE: Only available to participants in the Health Savings Account.
• Dependent Care FSA – Helps pay for eligible care expenses for eligible dependents such as your children, spouse and/or relative

Routine dental check-ups help you and your family maintain healthy gums and teeth. With Sun Life as your Dental provider, there are two different Dental plans to choose from. Check out your guidebook for more information.

Your vision health is an important part of complete wellness. Vision benefits from Sun Life are designed to give you and your covered family members the care, value, and service to help maintain good vision and overall health.

You count on your paycheck to provide the things you need today and to achieve the dreams you have for tomorrow. But, what would happen if it were suddenly taken away because of an unexpected covered injury or illness? Disability Income insurance replaces part of your paycheck when you are disabled and unable to work. It can help you meet financial obligations when you don’t have a paycheck coming in.

When it comes to your hearing, it’s important to be clear about your insurance coverage. Hearing insurance provides a range of benefits that may not be available under your standard medical plan. As you age, hearing insurance can be an important consideration for you and your family’s quality of life.

Legal troubles can happen to anyone. We’ve all been there – you get caught speeding, a contractor ghosts you mid-remodel or true love doesn’t work out. And when trouble happens, ARAG® legal insurance protects. Work with a network attorney and attorney fees are 100% paid in full for most covered matters.